Does this connect to my accounts?
No. You enter information manually. There are no bank connections, account registration or transactions.
Does Exergist receive my financial entries?
No. Tool entries stay in your browser. Commercial email links contain only an enquiry subject, not your financial data.
Why does the debt estimate differ from my lender?
The model assumes fixed monthly interest, a constant payment, no new borrowing and no fees. Actual contracts can differ. Verify a payoff amount with your lender.
Are savings included in expenses?
Yes, as an allocation. The displayed surplus is after savings. Goal contributions are displayed separately and are not automatically added to the budget.
Are the example numbers real?
No. Example data is fictional and labelled. Loading it replaces the current local demonstration after confirmation.
Can I pay for a subscription?
No billing is implemented. Commercial plans are concepts for a future operator.